Category: Service Reviews

Price Comparison: Warehouse Clubs – BJ, Costco, Sam’s Club

Posted by – May 16, 2009

WSJ’s SmartMoney recently ran a report that compares prices of major grocery items between regular supermarket and major warehouse clubs: BJ, Costco and Sam’s Club.  The price data was based on their visit to supermarkets or warehouse clubs based in New York, New Jersey area.

In summary, it’s pretty clear that 99% of the daily grocery items in Supermarket are sold cheaper in warehouse clubs, so that’s a win for warehouse clubs as a whole.  Among them, however, there is no clear winner on an overall basis, since different clubs seem to have strength in different items.

Here is the result:

Item Supermarket BJ’s Costco Sam’s Club
Skim milk, one gallon
$3.29
$2.09
Savings: 36%
$2.29
Savings: 30%
$1.88
Savings: 43%
Eggs, 1.5 dozen
$2.79
$2.99
Added cost: 7%
$1.50
Savings: 46%
$2.93
Added cost: 5%
Strawberries, 2lbs.
$5.98
$3.99
Savings: 33%
$3.50
Savings: 41%
$3.48
Savings: 42%
Bell peppers, six count
$2.97
(on sale)
$5.99
Added cost: 102%
$6.99
Added cost: 135%
$5.88
Added cost: 98%
Boneless, skinless
chicken breasts, 10lbs.
$29.90
$22.29
Savings: 25%
$29.90
No savings
$19.70
Savings: 34%
Skippy Creamy peanut
butter, two 40 oz. jars
$14.26
$7.39
Savings: 48%
$6.99
Savings: 51%
$6.04
Savings: 58%
Claritin allergy medication,
90-count (over-the-counter)
$69.97
(after a $5 coupon)
$29.99
(after a $5 coupon)
Savings: 57%
$34.49
Savings: 51%
$31.74
Savings: 55%
Lipitor 10mg cholesterol
pills, 90-count (prescription)
$255.97
N/A
$259.79
Added cost: 2%
$250.72
Savings: 2%
Charmin Ultra Soft toilet
paper, 36 rolls
$31.22
(after a 25-cent coupon)
$18.74
(after a 25-cent coupon)
Savings: 40%
N/A
$17.88
Savings: 43%
Tide Original liquid
detergent, 170oz.
$31.93
(after a 35-cent coupon)
$20.14
(after a 35-cent coupon)
Savings: 37%
$20.99
Savings: 34%
$20.97
Savings: 34%
Secret Invisible Solid women’s
deodorant, four-pack
$20.96
(after a $1 coupon)
$3.79
(after two $1 coupons)
Savings: 81%
N/A
$6.83
Savings: 67%
Huggies Step 4
diapers, 176 count
$71.11
(after a $1.50 coupon)
$37.99
(after a $1.50 coupon)
Savings: 47%
$42.79
Savings: 40%
$36.43
Savings: 49%
Poland Spring
water, 35 bottles
$10.19
$4.19
Savings: 59%
$4.99
Savings: 51%
N/A
Pepsi, 36 cans
$14.97
$9.49
Savings: 37%
$9.49
Savings: 37%
$9.10
Savings: 39%
Folgers Classic Roast
ground coffee, 48oz.
$17.72
(after a 50-cent coupon)
$8.49
(after a 50-cent coupon)
Savings: 52%
$8.99
Savings: 49%
$8.39
Savings: 53%
Grey Goose
vodka, 1.75l
$68.99
N/A
$59.99
Savings: 13%
$57.82
Savings: 16%
Purina Dog
Chow, 50lbs.
$31.23
(after a $1.50 coupon)
$21.49 (after a $1.50 coupon) Savings: 31%
N/A
$22.58
Savings: 27%

Comparison of Car Insurance Programs

Posted by – May 10, 2009

Car insurance program is something that you have to join in order to protect yourself and to be a legal driver.  With so many choices available on market: Progressive, Geico, Nationwide, eSurance…which one of them best fit your need?  This is a question that many people have.

Trying to address this question, I create this post to summarize the pros and cons of each car insurance program, this post will be maintained continuously as new information flows in to keep in up to date.

The information source of this post will be based on comments from consumers who actually used certain car insurance program or industry experts.   Follow the links below to get a quote and compare for your individual case.

Geico, well known brand in the industry, overall good reputation, prices may be higher than eSurance, but remains competitive in the industry.  Its website allows customers to change policy online conveniently, it also offers good customer service and road side assistance.

21 Century, part of AIG, the big insurance company that got government support.  21st Century is inexpensive if you fit into low risk profession, but price rockets if you don’t.  21st Century has so far proven to be the best deal in car insurance.  Easy form to fill out, low cost, fast customer service.

Allstate, the company is usually compared with Geico since in many cases customers get same quote from the two companies (do they use the same model to assess the risk profile of individual?), but Allstate’s customer service may need some improvement, according to some customers.  Allstate offers “Choice Auto Insurance” which claims to keep rates from going up due to an accident and to fully replace a totaled car with a brand new one.

Comparisons: one consumer recommended to use Geico if you want full coverage.  If your profession is a low risk one, 21st Century may be the best choice for its low cost and good customer service.  If you want to prevent your rates from going up due to a car accident, you may consider Allstate who offers “Choice Auto Insurance“.

Product Review: Tax Preparation Software, TaxCut vs TurboTax

Posted by – March 4, 2009

We are in red-hot tax season, WSJ editor tried the two most popular tax preparation software: HR Block’s TaxCut and Intuit’s TurboTax, and concluded that TurboTax is of better quality than TaxCut.  One of the convenient features from TurboTax is “instant data entry”, which allows you to import W-2 or stock transaction data electronically, rather than enter data one by one:

It wasn’t easy to pick a winner, since both programs are so similar and so much depends on the details of your specific situation. But in our tests, TurboTax, the long-standing sales leader, came out on top. While it won’t make doing your taxes fun, we found it generally more user-friendly, easier to navigate and easier to understand.

Source:

Testing Tax-Preparation Software

Other Tax Preparation Softwares:

CompleteTax
Tax$imple

DVD Review: 2009 Oscar Award Winning Films

Posted by – February 24, 2009

Oscar awards are now handed out to this year’s winners.  To watch this year’s Oscar winner films, here are the list:

Film DVD Award Price
Slumdog Millionaire Best Picture, Best Adapted Screenplay, Best Cinematography, Best Sound Mixing, Best Film Editing, Best Original Score, Best Original Song, Best Director $16.99
Vicky Cristina Barcelona Best Supporting Actress (Penélope Cruz) $17.99
Milk Best Original Screenplay, Best Actor (Sean Penn) $17.99
Wall-E Best Animated Feature $22.99
The Curious Case of Benjamin Button Best Art Direction, Best Makeup, Best Visual Effects Not arrived yet
The Duchess Best Costume Design $16.99
Dark Knight Best Supporting Actor (Heath Ledger), Best Sound Editing $23.99
Man on Wire Best Documentary Feature $17.99
The Reader Best Actress (Kate Winslet) Not arrived yet

Service Review: Peapod.com Grocery Shopping Website

Posted by – February 4, 2009

Peapod - We're Keeping you Warm this Winter with $10 in Free Groceries (250x250)For many reasons, you might have difficulty do grocery shopping yourself, if that happens, you can do it online at peapod.com. You make the order online, and then the foods are delivered to your door.

Service areas

Peapod.com doesn’t deliver to all US areas, right now, the areas that peapod could deliver groceries to include:

  • Eastern and Central MA
  • Cape Cod, MA
  • Rhode Island
  • Connecticut
  • Long Island, NY
  • Westchester County, NY
  • Northern and Central New Jersey
  • Greater Washington, DC
  • Baltimore Metropolitan area
  • Montgomery County, MD
  • Fairfax County, VA
  • Prince William County, VA
  • Loudon County, VA
  • Greater Chicagoland area
  • Milwaukee and southeastern Wisconsin

Coupon

All valid manufacturer or online coupons are accepted.   For paper-based coupons, you need to put them in a sealed envelope with your name or account number and give it to peapod.com driver when your groceries are delivered. The total value will then be credited to your account.

If you click on the banner on top right corner of this post, you will get $10 off your first purchase.

Delivery

Delivery schedule

Usually your order is delivered next day of your order.  If you order by 6pm, the delivery will come next day morning.  If you order after 6pm, it will come next day in the afternoon.

Delivery fee

The fee for delivery is:

  • For orders over $100.00 the delivery fee is $6.95.
  • For orders between $75.00 and $100.00 the delivery fee is $7.95.
  • For orders less than $75.00 the delivery fee is $9.95.
  • Our minimum order amount is $50.00.

Return policy

Accept returns within 30 days of purchase.